
Building Operational Resilience for Xapo Bank
Xapo Bank is a fully licensed and regulated private bank based in Gibraltar. It is a global pioneer in combining traditional banking with access to digital assets. The bank’s main competitive advantage is its unique platform, which enables wealth management in USD and Bitcoin within a single, trusted account. This integrated service forms the operational foundation for global clients seeking a modern approach to finance.
Services Used:

Client:
Xapo Bank LTD
Industry:
Fintech
SaaS
Technologies:
AWS
Confluence
Eliminating Operational Uncertainty
As part of Xapo Bank’s continuous pursuit of maintaining top-tier operational reliability, the project aimed to eliminate all potential unknowns through rigorous testing
and documentation of recovery procedures, even for the most improbable and extreme scenarios (edge cases).
As a licensed banking institution, Xapo Bank sought to ensure the highest level of system stability guarantees during critical events.
Streamlining Manual Intervention Playbooks:
The project aimed to complement existing automated processes by creating clear and formal documentation for issues requiring manual engineering intervention.
Managing Recovery Risk:
The goal was to streamline critical component recovery processes through detailed documentation, ensuring rapid and predictable system restoration in any situation.
Regulatory Requirements:
To consistently exceed the stringent business continuity and Disaster Recovery requirements for licensed banks, Xapo Bank engaged Tenesys to proactively stress-test and strengthen its current infrastructure.
As a fully licensed bank, we constantly invest in the reliability and stability of our infrastructure. The partnership with Tenesys was a key element of our continuous operational improvement strategy. Thanks to their support in practical system validation and the development of advanced incident response scenarios, we gained additional confirmation that our procedures are ready for any eventuality. They are specialists who truly understand that in the FinTech sector, system predictability and customer trust are the foundations of business.
CTO
Kamil Dziubliński
Xapo Bank
Strategic Support for System Resilience
As the Tenesys team, we took responsibility for validating and strengthening Xapo Bank’s architecture in the event of extreme operational situations. Our task was to provide expert knowledge that allowed the bank to achieve a higher level of security without disrupting production systems. Acting as the client’s engineering arm, we carried out the following scope of work:
Scope of Work:
Architecture Audit and Analysis: We conducted a detailed verification of systems for resilience, identifying key points requiring additional security procedures.
Development of “What-if” Scenarios: We prepared precise failure scenarios, focusing on critical situations that automation alone cannot resolve.
Practical Reliability Tests: Together with Xapo Bank engineers, we simulated infrastructure failures and security incidents, verifying the effectiveness of the prepared procedures in real-world conditions.
Knowledge Base and Tool Building: We created comprehensive documentation in Confluence, providing the bank’s engineers with ready-to-use tools and instructions for immediate incident response.

Measurable Reliability and Operational Readiness
The project did not focus on implementing new technologies, but on ensuring that existing ones were bulletproof. We provided the client with ready-to-use procedures for crisis situations. Our involvement resulted in rigorous validation of Xapo Bank’s native cloud architecture and achieved the following results:
Key Results:
operational readiness and compliance
We delivered a tested disaster recovery framework allowing for secure operation in accordance with rigorous banking standards.
infrastructure recovery effectiveness
We demonstrated the ability to instantly restore key services using Infrastructure as Code solutions in case of their unforeseen removal.
Project Summary
Regulatory requirements and client trust in the FinTech sector allow no compromises. Thanks to our involvement, Xapo Bank eliminated operational uncertainty and gained solid evidence of its cloud architecture’s reliability. Moving from theory to practical stress tests, we provided the bank with a battle-tested Disaster Recovery framework and complete intervention playbooks. Today, Xapo Bank’s infrastructure is 100% ready for the most challenging failure scenarios, forming a stable foundation for the global development of banking services and digital asset management.


